Stress Less. Build More.

Funding your home improvement project with reliable contractors

Fund Your Project

On Demand Payment

Stay On Schedule

What sets us apart

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Same-Day Funding*

Get your funds as quickly as the same day your loan is approved so you can get moving on your project ASAP.

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Fixed Payments

With fixed monthly payments over a set term, you'll know when and how to pay off the debt up front, so you can keep your project at or under budget.

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No Collateral

Our home improvement loan is an unsecured loan-meaning your home equity, or anything else, is not on the line.

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Absolutely No Fees

Surprises are almost inevitable with any home renovation. But not with your SoFi Home Improvement Loan-you'll find no fees, and no surprises.